When buying a home in Gwinnett, you may need financing for all or part of the purchase. Finding a mortgage should be easy, but there are a lot of options and questions to be considered. Because of all the options, it is best to seek a mortgage professional who can listen to you and ask you the right questions to make sure that you are finding a loan that is right for you and your situation. In today’s market, the really good homes have multiple offers and they are in limited supply. So you want to make sure that you are educated and ready before you find the home of your dreams.
So what do you need to look for in a mortgage professional? We are going to go through the questions you need ask yourself and ask your mortgage professional. We will provide more details on the individual questions in case you need further clarification. So if you are buying a home in Gwinnett, Fulton, Cobb, or Forsyth – we hope this information will be helpful. If you want further information – merely select the question and you will be taken to another page for more explaination.
Are you & your credit ready to Buy a Home?
How much can you afford versus how much can you borrow?
What is the difference between pre-approval & pre-qualification?
Do you have all the documents you will need available for your Mortgage Loan Officer?
What kind of loan is best for you – Fixed or Adjustable?
What are points & who should pay them?
What exactly are closing costs & who is responsible for them?
What is the difference between the interest rate and the annual percentage rte?
As you can see there is a lot to consider when buying a home in Gwinnett. We want to make sure that you are paired with reliable mortgage professional and we highly recommend Amy Wilemon of Silverton Mortgage.
Senior Loan Originator
www.MortgagesByAmy.com – for Pre-qualification & Questions.